Debt Confession Series | Introduction

This year, thus far, is proving to be a slightly smoother ride compared to last year.  In January, I set out to accomplish many goals, as one typically does, only to scrap them all after reading an article online that left me with a reality check and a tough question to answer.

I’ll spare the heart breaking details, but it was the ending question that made me pause and rethink everything.  The question was simple–Do you have a plan if castastrophe happens in your life?

The question was more or less geared to financial circumstances, however, my answer was/is an alarming– NO.

My own answer scared me because we were at a near miss for the same misfortune that was plaguing this young writer when Bubba had his brain tumor scare.  We weren’t prepared then and we are not prepared now.  How quickly I forget all the bullets we narrowly dodged.

This dying 27 year old and his young wife were destroyed financially within a mere year and suffered loss in the form of materials, credit, dignity, health, and soon, each other.  It was a tough read for sure, but it wasn’t your pity that he was after.  No-no.  This man was after change .  A change within how society handles their money and future as well as the broader picture of healthcare reform.  

And he ended his story with that simple question as a way to stand in front of you and let you know that it could easily be you that is standing in his shoes if you don’t at least try and get it together.

After reading this I remember promptly yelling for Bubba’s attention.  I explained everything I just read and I pleaded for a change.  He loosely agreed with me at the time, but now, 4 months later he is fully invested.

To make the necessary changes, I needed a plan that didn’t feel overwhelming and is broken down into terms I could understand.  In January, I checked out the Total Money Makeover by Dave Ramsey– a book I had casually read the prior year from the library.  

Not wanting to waste time, we jumped in with a prayer and began laying the groundwork for our February expenses the way Dave suggests–using the zero sum method.  

Four months into this system and miraculous things are happening folks, and I can’t wait to share the rest of our beginnings in this journey.   Stay tuned!

Baby Crib Blanket Finished

Baby AJ received this blanket one week late but in my defense, she graced us early. Ha!

I was on a tight schedule with this project and worried if I would complete it in time.  Being ear deep in homeschool planning, moving (AGAIN!), and all the other day to day tasks life requires, I had my doubts.  Luckily the pattern was SUPER SIMPLE.  It made it a fast knit.

As for my reading, it is a Christmas book I picked up at the Dollar Tree a couple of months ago. It is called: The Sugar Cookie Sweetheart Swap.  It is exactly the book I am needing to read right now.  Easy and carefree.

The pattern and yarn are from Purl Soho.  Linking up with Ginny.

 

 

“You have really big boogers in your nose.” | 7 Quick Takes

As with any other typical night, I laid in bed asleep.  However, this particular evening, I could swear to you that someone was watching me.  You know the feeling. So I opened my eyes and lo and behold, Bubba laid there staring at me.  

Without hesitation and before I could utter a word, he says to me, “You have really big boogers in your nose.”  

Okay, so it was just a dream.  But it felt so real.  I woke up at that moment in my dream and had to debate if it actually happened. 

We are beginning to dig our heels into our new place…again.  In case you missed the memo, we have had to move two times in 2.5 months. 

Do you realize how exhausting that is?  How financially draining that is?

Anyway, most of the boxes that we absolutely need, have been unpacked.  The flattened boxes are currently being stored underneath the bed.  No pictures will hang on the walls, and no decorating will be done to make it feel homey.  Why, you ask? Because we will more than likely be moving again in 4 months.  I mean, anything can change, but there is a chance we will have to move for Bubba’s job after he graduates in December. 

We have been enduring a massive heat wave here in the South.  Being from the south, we are no strangers to the heat, but even the most summer loving locals are screaming UNCLE!  

Bubba also works in a non air conditioned facility and has experienced his first heat exhaustion along with many of his other co-workers.  2 of his co-workers passed out, 3 have puked and suffered severe cramping along with a string of other symptoms.  It’s crazy hot to say the least.

135 is the magic number of days that Bubba has remaining until graduation!  In fact, yesterday he applied for his graduation taking place this December.  Yay!!  The light at the end of the tunnel has just become a little brighter.

We have been attending Sunday Mass at a new parish since we moved and it has been really nice.  However, Nathan and I laughed until we cried twice now during mass!  So embarrassing!

I swear to you our reasons are legit.  It is also a story on its own so I’ll save it for another time.

Homeschool is about to start and I’ve been scouring through curriculum and organization ideas to try a make this year (that will undoubtedly be crazy) as smooth as it can be.

Lastly, we’ve taken the time to enjoy our new city.  This is the first time we’ve lived in an actual large city and want to take advantage of the close proximity to different  recreational activities.  This week we took the kids to downtown Charlotte to enjoy the a/c at the Kids Discovery Zone and then to the splash pad.  It wore the kids out which is exactly what we were hoping.  

Linking up with This Ain’t The Lyceum for 7 Quick Takes.

Baby Washcloth

There will not be any fancy words for this post. Just a quick link up with Ginny about what I’m reading and knitting at present. 

Knitting: A baby washcloth for my cousin who is expecting this summer. I’m making it up as I go and I can’t even tell you how many cast on stitches there are! I don’t think it matters though. When I finish it, it will do the job it’s intended for.  

My reading choice has an interesting story with it, but I’ll save it for another day.

The book is called, Thomas A Kempis: The Imitation of Christ and I quite like it so far. 

 

 

Big Night

Tonight is the big night for the little kids, Bubba, and myself. Spiritually speaking.

Tonight, Bubba and I will be confirmed as Catholics in front of a very large congregation that’s causing my incessant stage fright to flair up. I’ve been moaning and groaning about it all week.

It’s that bad.

To make it worse, they have saved us a spot in the front row and we will be the first to take communion.

In front of everyone. 

All eyes on me. 

At least in my mind that’s what is happening.  

This doesn’t include standing in the front to actually be confirmed.

Then I have to stand up front again so the little ones can be baptized. 

Despite my nerves, I’m so relieved to be doing this and I feel even luckier to have it happen on such a big day for Christians! (Holy Saturday) 

Anyway, the Catholic church celebrates Saturday after sundown. That makes it at 8 o’clock tonight and it’ll last until about 10:30.  

(I have no clue how the kids will behave considering it begins at their bedtime )

Oh! I almost forgot. I had my first confession this morning too. Eeee gads. It’ll take some getting used to. 

 

 

Weekly Menu || Vol.007

                                                             (strawberries from my garden)
                                                            (strawberries from my garden)

If only it were really strawberry season!  One can dream…

This week for dinner!  Finally got my list made, albeit, later than I intended.  No sweat off my back though.

MON:  Amy’s canned chili and cornbread

TUES:  Tofu ricotta stuffed manicotti and salad

WED:  Sweet potato rice casserole

THURS:  Twice baked potatoes, cauliflower wings and corn

FRI:  Soy fish tacos with chips and salsa

SAT:  Baked ravioli with salad

SUN:  Day off; we’re eating out!

 

“Awwwe no. I’m stuck.” She’s Three

I think God should have installed a rewind button our kids.  But then again, I suppose he knows us mothers would keep them little babies FOREVER! (insert an up to no good laugh here)

If you haven’t guessed it yet, my youngest.  my baby.  my cute whittle girl. (I’ll stop I swear) Turned the big 3 in March.  *sniff *sniff.  She is turning into her own little person nowadays, full of sweetness and sass.  She is gorgeous too, but that’s just my opinion. 🙂  Out of the three kids, she has the most sweet, gentle, and quiet demeanor.  So caring too.  She’ll be a great mother one day.

When Bubba and I found out I was pregnant with Rori, we thought she was a sweet little accident.  Now we realize she is the best surprise gift God ever blessed us with.  We love her so much! Okay, I’m getting teary over here.  I’ll leave it at that.

(We LOVE you baby girl! Except when you’re moody.  Just kidding. Xoxo – Ma & Dad) 

And yes, she really calls me Ma when she is hollering for me.  haha! 

 

If any of you grandparents and friends want to reminisce, then here is the video I made on her first birthday.

Her reaction to the picture below…. “Gasp!  Awwwe no.  I’m stuck.”

A Tip For The Freshman In College

Over the years, my husband has noticed the freshmen college students not always take advantage of all the deals they can receive.  He sees them line up outside the bookstore paying marked up prices for books and supplies.  He gets it.  If no one has explained to them that there are other options, then of course they will spend all their money at the bookstore hoping they can at least score a used textbook. 

So here’s my tip.  Save your money and Rent your textbooks!

We’ve tried buying books from various online sites that are deeply discounted only for them to arrive late–weeks after his class began!!–or it would be the wrong book all together.  We decided that enough is enough.  So we went back to our tried and true method of renting.

Here is an example of a book that came from Campus Book Rentals.  It was Bubba’s Pre calculus book.  If we had purchased it from the campus bookstore, it would have cost us $190!  We paid, $49.

How does it work & what company do you use?

First, let me tell you the company name; Campus Book Rentals.

As for how it works…well…it works just as it sounds! Simply go to their website (link above), type in the book you need, and then how long you need it.  You pay on a secure server, then they ship it for FREE! 
Bing, Bam, Boom and you’re holding a textbook for a fraction of the cost.  Genius, I tell you.

….and because I know you’re wondering, here is a list of more perks that come with renting your textbook.

  • Save 40-90% off of bookstore prices
  • FREE Shipping (This includes returning your textbook!)
  • It’s OK to highlight in the textbooks
  • Flexible renting periods
  • A donation is made to Operation Smile with each textbook rented

So if you know someone in college, or you’re attending for the first time, then this is my friendly shove to save yourself the money and rent your textbooks.

Useful links for Campus Book Rentals

Campus Book Rentals

Operation Smile

Bubba uses Campus Book Rentals to rent his textbooks which is why I agreed to write this post.  In exchange we will receive a free book rental!  They are a dependable company with great customer service. 

Thank you for your support as I accept sponsors to help our family.  All opinions are mine.  

Well, well, well

I’m linking this beauty up with Ginny at Small Things

i can’t begin to tell you how wonderful it is to wake in the morning to find you have no electricity in a completely electric run house. Good times. we are told it should be restored by 12:30, so at least it won’t be out all day! (I’m typing this post from my phone. Please excuse the sloppy writing)

However, I really did want to post about the knitting project I’ve started. It’s another throw blanket. If you remember the great disaster of the last one I tried to knit, then I’m sure you’re looking at your screen with a raised eyebrow asking, “…and you’re trying again?”  

Yes I am. But this is a straight knit pattern and so far it is going well. (Knock on wood). The only trouble I’m having is choosing the colors. Initially I planned to use all the scrap yarn I had to make scout a blanket for his bed, however it wasn’t quite wide enough. Now that I’ve decided to turn it into a throw for the living room, I want to use different colors.

Any ideas for colors? 

As for the book, I checked out Rachel Khoo cookbook from the library yesterday.  

Spoken By A Teenager

My son, Nathan, let me know last night just how much he enjoys talking to me.  He says it’s always nice, late at night after the little ones are in bed, that we can talk about things.  He says I give good advice and I explain things well.  For that to come out of my 13 y/o son’s mouth, meant the world to me.  Let’s face it, as a parent, you don’t always feel like you’re getting it right, and most of the time you aren’t, but it’s always nice to hear about the important things you are getting right.  Like having a teenager that feels you’re a good enough listener for them to bend your ear at night, or one that seeks your advice because they think you won’t lead them in the wrong direction. 

I can’t say how long it will last, but I’m hoping for forever.