Debt Confession Series | Introduction

This year, thus far, is proving to be a slightly smoother ride compared to last year.  In January, I set out to accomplish many goals, as one typically does, only to scrap them all after reading an article online that left me with a reality check and a tough question to answer.

I’ll spare the heart breaking details, but it was the ending question that made me pause and rethink everything.  The question was simple–Do you have a plan if castastrophe happens in your life?

The question was more or less geared to financial circumstances, however, my answer was/is an alarming– NO.

My own answer scared me because we were at a near miss for the same misfortune that was plaguing this young writer when Bubba had his brain tumor scare.  We weren’t prepared then and we are not prepared now.  How quickly I forget all the bullets we narrowly dodged.

This dying 27 year old and his young wife were destroyed financially within a mere year and suffered loss in the form of materials, credit, dignity, health, and soon, each other.  It was a tough read for sure, but it wasn’t your pity that he was after.  No-no.  This man was after change .  A change within how society handles their money and future as well as the broader picture of healthcare reform.  

And he ended his story with that simple question as a way to stand in front of you and let you know that it could easily be you that is standing in his shoes if you don’t at least try and get it together.

After reading this I remember promptly yelling for Bubba’s attention.  I explained everything I just read and I pleaded for a change.  He loosely agreed with me at the time, but now, 4 months later he is fully invested.

To make the necessary changes, I needed a plan that didn’t feel overwhelming and is broken down into terms I could understand.  In January, I checked out the Total Money Makeover by Dave Ramsey– a book I had casually read the prior year from the library.  

Not wanting to waste time, we jumped in with a prayer and began laying the groundwork for our February expenses the way Dave suggests–using the zero sum method.  

Four months into this system and miraculous things are happening folks, and I can’t wait to share the rest of our beginnings in this journey.   Stay tuned!

Baby Crib Blanket Finished

Baby AJ received this blanket one week late but in my defense, she graced us early. Ha!

I was on a tight schedule with this project and worried if I would complete it in time.  Being ear deep in homeschool planning, moving (AGAIN!), and all the other day to day tasks life requires, I had my doubts.  Luckily the pattern was SUPER SIMPLE.  It made it a fast knit.

As for my reading, it is a Christmas book I picked up at the Dollar Tree a couple of months ago. It is called: The Sugar Cookie Sweetheart Swap.  It is exactly the book I am needing to read right now.  Easy and carefree.

The pattern and yarn are from Purl Soho.  Linking up with Ginny.

 

 

Knitting

I have the honor to knit a crib blanket in anticipation of my new cousins arrival this October.

I’m excited for my favorite cousin (who is more like a sister to me) and her new little bundle.  I’m just bummed I won’t be able to meet her right away.

We will have a lot going on around that same time, but hopefully early next year I’ll finally get to visit.  

For this blanket, I’m using Purl Soho’s free pattern.  It uses 100% Merino Wool and it is the softest yarn I’ve ever worked with.  Being a newbie knitter, I’m beginning to understand that the quality of yarn truly makes a difference. 

With my admission of being a newbie, you can imagine the head scratching I did when the yarn arrived as a “hank”.  (My learning process unfolded on instagram.)  Luckily a couple of youtube videos rescued me and I was able to successfully wind this center-pull ball of yarn with only one frustrating knot.  Hallelujah! 

The book I’m currently working on is titled, I Know How She Does It, by Laura Vanderkam. I checked this book out after listening to an amazing podcast by Elise Joy who interviewed Laura.  I highly recommend listening to the podcast if you have 20 mins to listen.  

“You have really big boogers in your nose.” | 7 Quick Takes

As with any other typical night, I laid in bed asleep.  However, this particular evening, I could swear to you that someone was watching me.  You know the feeling. So I opened my eyes and lo and behold, Bubba laid there staring at me.  

Without hesitation and before I could utter a word, he says to me, “You have really big boogers in your nose.”  

Okay, so it was just a dream.  But it felt so real.  I woke up at that moment in my dream and had to debate if it actually happened. 

We are beginning to dig our heels into our new place…again.  In case you missed the memo, we have had to move two times in 2.5 months. 

Do you realize how exhausting that is?  How financially draining that is?

Anyway, most of the boxes that we absolutely need, have been unpacked.  The flattened boxes are currently being stored underneath the bed.  No pictures will hang on the walls, and no decorating will be done to make it feel homey.  Why, you ask? Because we will more than likely be moving again in 4 months.  I mean, anything can change, but there is a chance we will have to move for Bubba’s job after he graduates in December. 

We have been enduring a massive heat wave here in the South.  Being from the south, we are no strangers to the heat, but even the most summer loving locals are screaming UNCLE!  

Bubba also works in a non air conditioned facility and has experienced his first heat exhaustion along with many of his other co-workers.  2 of his co-workers passed out, 3 have puked and suffered severe cramping along with a string of other symptoms.  It’s crazy hot to say the least.

135 is the magic number of days that Bubba has remaining until graduation!  In fact, yesterday he applied for his graduation taking place this December.  Yay!!  The light at the end of the tunnel has just become a little brighter.

We have been attending Sunday Mass at a new parish since we moved and it has been really nice.  However, Nathan and I laughed until we cried twice now during mass!  So embarrassing!

I swear to you our reasons are legit.  It is also a story on its own so I’ll save it for another time.

Homeschool is about to start and I’ve been scouring through curriculum and organization ideas to try a make this year (that will undoubtedly be crazy) as smooth as it can be.

Lastly, we’ve taken the time to enjoy our new city.  This is the first time we’ve lived in an actual large city and want to take advantage of the close proximity to different  recreational activities.  This week we took the kids to downtown Charlotte to enjoy the a/c at the Kids Discovery Zone and then to the splash pad.  It wore the kids out which is exactly what we were hoping.  

Linking up with This Ain’t The Lyceum for 7 Quick Takes.

Baby Washcloth

There will not be any fancy words for this post. Just a quick link up with Ginny about what I’m reading and knitting at present. 

Knitting: A baby washcloth for my cousin who is expecting this summer. I’m making it up as I go and I can’t even tell you how many cast on stitches there are! I don’t think it matters though. When I finish it, it will do the job it’s intended for.  

My reading choice has an interesting story with it, but I’ll save it for another day.

The book is called, Thomas A Kempis: The Imitation of Christ and I quite like it so far. 

 

 

Big Night

Tonight is the big night for the little kids, Bubba, and myself. Spiritually speaking.

Tonight, Bubba and I will be confirmed as Catholics in front of a very large congregation that’s causing my incessant stage fright to flair up. I’ve been moaning and groaning about it all week.

It’s that bad.

To make it worse, they have saved us a spot in the front row and we will be the first to take communion.

In front of everyone. 

All eyes on me. 

At least in my mind that’s what is happening.  

This doesn’t include standing in the front to actually be confirmed.

Then I have to stand up front again so the little ones can be baptized. 

Despite my nerves, I’m so relieved to be doing this and I feel even luckier to have it happen on such a big day for Christians! (Holy Saturday) 

Anyway, the Catholic church celebrates Saturday after sundown. That makes it at 8 o’clock tonight and it’ll last until about 10:30.  

(I have no clue how the kids will behave considering it begins at their bedtime )

Oh! I almost forgot. I had my first confession this morning too. Eeee gads. It’ll take some getting used to. 

 

 

Bummer News

                 photo taken with my iphone in the outskirts of Monroe, NC-rainbow
                photo taken with my iphone in the outskirts of Monroe, NC-rainbow

We’re Moving!

Earlier this week I received a phone call from Sally (landlord), that for reasons I can’t mention here, will be putting the house (that we live in!) up for sale.  She doesn’t have a specific date but told us “…do what you have to do to prepare yourselves.”  She was nice enough to offer us the privilege of living here while it is on the market, but it’s a bit too risky to move a family of five on short notice if it were to sale.  

Sally is probably one of the sweetest of people and she worries over us like a mother would.  I assure her that we will be fine.  And we will. The news isn’t all bad!  Some definite pros will come out of this and I have no doubt that other great things will emerge from it.  I actually suggested last year that we move because of commuting burdens, but Bubba didn’t want the hassle and financial cost of it all.  That’s not to say there aren’t pitfalls as well though. 

Our biggest one being is that Bubba (if all goes well) will be graduating in December which more than likely means we’ll be moving somewhere for his new job in Jan.  So basically 2 moves in 9 months.  That’s rough, but by no means the worst thing in life, so we’re still counting our blessings. 

I’m also grateful she announced it when she did because I was juuusst about to drop a lump sum of money to pay off my car.  Luckily I didn’t and we now have more than enough money to cover the moving cost.        

Although this scenario wasn’t in our initial plans it doesn’t mean that it wasn’t meant to be.  We have faith that God has his plans for us paved and we need to be dutiful in following the road. All is good.

See, I am doing a new thing! Now it springs up; do you not perceive it? I am making a way in the wilderness and streams in the wasteland. Isaiah 43:19

Weekly Menu || Vol.008

Oooops! I fell off the weekly menu bandwagon, but I’m jumping back on today. 

MON: Veggie club sandwiches w. fresh herb potato salad

TUES: Cornbread, soy patty, roasted veggies

WED: Tomato jam and mozz panini w. salad or pasta salad (can’t decide!)

THURS: Migas w. black beans and corn

FRI: Veggie burgers w. baked potatoes

SAT: French toast w. eggs or fruit

SUN: No clue!  Any suggestions?

Two Days

For two days now, I can’t tell you how many times I’ve had to put on the kids socks, shoes, coats, gloves, and hats.  Every couple of hours, they want to go outside again and I repeat the whole process for each one.  To keep it all dry, I am throwing everything into the dryer between each outing.  It’s one of the downfalls to getting snow in the south; it melts as quickly as it fell.  The kids know they have to soak it up while they can, hence the constant in and out.

Other than that, I am delighted to see the white stuff on the ground, even if it is mostly sleet.  It’s also nice to finally feel the cold air and actually have a chill in the house worthy of my old friend, (electric heater) to warm my cold toes.  This weather slows down my days too.  It has been nice. And hey! It’s even inspired me to start a new knitting project.  I’m stepping out of my beginners comfort zone on this one so we’ll see how it turns out. 

And thankfully (Praise God!) our electricity hasn’t been disrupted.  It goes on and off every few hours, but nothing permanent.